Since some mortgage options are less conservative than others, it's important to determine if you are a risk-taker or if you prefer more stability in your financial dealings. Do you invest in the stock market? Or put your money into Certificates of Deposit? These are two different ways of handling money. Depending on your answers to these and other questions that may be asked by your lender, you will be able to choose the mortgage that is right for you.
- Fixed-Rate Mortgages
- Adjustable-Rate Mortgages (ARMs)
- The Convertible ARM
- Balloon Mortgages
- FHA & VA Loans (also known as Government Loans)
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